UGH. If I had a nickel for each time today an insurance agent has told me that they'll be delighted to write a policy after we fix the wiring in the house and remove the buried tank, I'd have enough money to self insure.
How the heck are we supposed to close on the house so that we can DO the wiring work, if we can't get a policy until AFTER we've done the work? Huh? Inquiring minds would really like to know.
I finally talked to someone at Allstate who was helpful enough to point out that Virginia has sort of a last-recourse insurance plan, that isn't very expensive, and that every agent is required to sell it. (And none of the first 5 people I talked to bothered to mention it??) It's about double what insurance on a new house would cost, but it's tolerable. And then Allstate can have our business once we become insurable, since they have at least one agent who doesn't SUCK.
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